The Union Budget 2025, presented by Finance Minister Nirmala Sitharaman, introduces significant reforms aimed at stimulating economic growth and providing relief to various sectors. Here are the top 10 takeaways:🔹𝐈𝐧𝐜𝐨𝐦𝐞 𝐓𝐚𝐱 𝐎𝐯𝐞𝐫𝐡𝐚𝐮𝐥 The government has restructured the income tax slabs, offering substantial relief to the middle class. Notably, individuals earning

  What is risk?“Risk in investment is often misunderstood, but it is fundamentally tied to the investment choice and the time horizon. When we choose an appropriate time horizon for an investment, the associated risk can become negligible. For instance, long-term investments like Equity Mutual fund generally carry higher short-term

LONG TERM AND SHORT-TERM TAXIn mutual funds, there are two types of taxes applicable on the returns you earn—Short-Term Capital Gains Tax (STCG) and Long-Term Capital Gains Tax (LTCG). The type of tax and the rate applied depend on the holding period and the type of mutual fund (equity or

  There are no additional charges in mutual funds beyond the Fund Management Fee (FMC) or Total Expense Ratio (TER). This fee is recovered from the fund daily before the Net Asset Value (NAV) is declared. Typically, the TER ranges between 1.5% to 2%, depending on the size of the